The xCapital team is derived from some of Canada’s Industry-leading influencers and regulatory experts.

Mustafa Abbasi

Real Estate/ Co-Chairman

Mustafa is the founding President and Chief Revenue Officer for Zolo, Canada’s Largest Digital Real Estate Brokerage. He brings more than ten years of management experience in high growth organizations. Previous to Zolo, Mustafa was the co-founder and Chief Operating Officer of a Government Military Contracting company with the United States Department of Defense as it’s primary client. He is also a board member/advisor at Lonewolf Technologies and a mentor with NextCanada, a learning platform for Entrepreneurs. He holds an MBA specializing in Investment Banking & Corporate Finance.

Howard Brand


Howard has over 20 years of experience in the mutual fund industry, implementing compliance and risk management programs across several MFDA Member firms. Previously he was the Chief Compliance Officer for the Mutual Fund Dealers Association

Melvin Tan

Properties/Legal Affairs

Melvin focused his legal practice for over a decade on advising on a diverse range of clients and a broad array of complex real estate, litigation, corporate and regulatory matters.